WATS Wallet is the mobile crypto wallet app we recommend if you want Ethereum and other EVM chains, Solana and TON in one self-custody app, a physical tap step from an optional NFC Metal Card paired to one phone, and every EVM action charged from one ATS balance on BSC instead of native gas. If you also want native Bitcoin in the same app, Trust Wallet, OKX Wallet and Exodus cover it alongside EVM, Solana and TON, and MetaMask covers it alongside EVM and Solana. Phantom fits a Solana-first workflow, MetaMask fits EVM dApps, and Coinbase Wallet fits Coinbase's trading app. WATS Wallet has no native Bitcoin.
Disclosure: WATS Wallet publishes this comparison, and WATS Wallet is our own product. We list it first, say plainly where it fits, and name the wallet that fits better where it does not. Competitor features were checked against each wallet's official site and help center in September and October 2026.
Quick answer: which mobile wallet app fits which job
Pick WATS Wallet for EVM, Solana and TON with an optional NFC card tap and one ATS balance for EVM fees. Pick Trust Wallet or OKX Wallet for the same three ecosystems plus native Bitcoin and a longer chain list, Exodus if you do not need WalletConnect or a dApp browser, Phantom for Solana-first use, MetaMask for EVM dApps, and Coinbase Wallet for Coinbase's multichain trading app.
What matters in a mobile wallet
Phones get lost, so the checklist differs from an extension. Each app was judged on these six points, with no prices, ratings or install counts; confirm fast-moving details with each provider:
- Custody. Whether you alone hold the keys; see non-custodial wallets across browser, mobile and web.
- Chains. Native support with dApp connectivity.
- Biometric unlock. Common; a convenience gate, not a physical factor.
- A physical factor. Whether anything physical sits between a stolen handset and your funds, and whether it stores keys or only authenticates.
- Fee handling. Whether you must keep a gas token topped up on every network you use.
- Loss of the phone. What restores the wallet, and what a thief can do.
The apps compared
WATS Wallet
WATS Wallet is a free native app for iOS 15+ and Android 9+ that puts Ethereum, Arbitrum, Optimism, Base, Polygon, BNB Chain, Solana and TON under one self-custody identity. You generate and hold the keys and your recovery phrase; WATS never holds a key. On the phone that means Face ID or biometric unlock, push notifications for incoming transfers, and a tap with the optional NFC Metal Card to authenticate access or confirm a signature.
On EVM networks every transfer, swap or stake is charged in ATS instead of native gas, via an ERC-4337 paymaster, and debited from one ATS balance on BSC whichever EVM network the transaction runs on, so you do not keep a gas token per EVM chain. The ATS fee tracks the live network cost: it changes which token pays and is not a discount. Solana and TON are fully supported; fees on TON are also paid in ATS, while Solana pays its own fee in SOL.
Limits: there is no native Bitcoin; the card holds no keys and is not cold storage; WATS Wallet uses a recovery phrase rather than a seedless setup; and it is not a trading terminal or an exchange.
Trust Wallet
Trust Wallet covers EVM networks, Solana, TON and native Bitcoin on iOS and Android, plus a browser extension. For fees, FlexGas lets you pay EVM gas in tokens such as USDT or USDC on BNB Chain, Ethereum, Arbitrum, Base and OP Mainnet, with the gas token held on the same address you send from; it does not cover TON. Trust has no hardware or card factor of its own, though the extension can connect a Ledger.
Phantom
Phantom is Solana-first, with Ethereum, Base, Polygon, HyperEVM and native Bitcoin on its supported list. Its help center lists BNB Chain, Arbitrum and Optimism as unsupported, and TON is not supported either. Phantom ended Monad support on 26 August 2026 and Sui support on 24 September 2026. On Solana, when your SOL balance is too low, a flat fee can be deducted from the token you are swapping or sending; on some EVM networks swaps can be gasless through an account delegation, but sends are not covered. Ledger devices work with it over Bluetooth on mobile.
Coinbase Wallet
Coinbase Wallet is Coinbase's self-custody app, separate from the custodial Coinbase exchange. Coinbase renamed it Base app in July 2025 and switched back to Coinbase Wallet in September 2026, so older guides and some help pages use the other name. It covers a preconfigured list of EVM networks; Solana and Bitcoin work on recovery-phrase and email or social-login wallets but not on passkey smart wallets, and Bitcoin swaps are not available yet. TON is not supported. Gasless mode lets you pay swap fees in the token you are swapping on Ethereum and Polygon.
MetaMask
MetaMask is the long-standing EVM wallet, and it now supports Solana, Bitcoin and Tron natively on mobile and in the extension. TON is not supported natively; only wrapped TON as an ERC-20 token appears on EVM chains. Gas-included transactions let you pay the network fee in an eligible token on supported networks such as Ethereum, BNB Smart Chain and Base, with the fee token held on the network of the transaction and a small MetaMask fee in the estimate.
OKX Wallet
OKX Wallet, formerly OKX Web3 Wallet, is a standalone app and also a mode inside the main OKX app. It covers EVM networks, Solana, TON and native Bitcoin, with one of the longest chain lists here. Its Gas Station lets you pay fees in USDC, USDT or USDG, but OKX's current Gas Station page lists Solana only.
Exodus
Exodus is now pitched as a crypto-and-payments app: its store listings read "Crypto & Payments", and Exodus Pay launched in April 2026. Mobile and desktop support EVM networks, Solana, TON and native Bitcoin. In September 2026 Exodus removed WalletConnect and the in-app dApp browser from mobile, and its browser extension was discontinued and its support ended on 1 October 2026, so it no longer suits connecting to dApps. Fees are paid in each network's native asset.
Comparison table: platforms, chains, key model, physical factor, fees
Checked September and October 2026; confirm current details with each provider.
| App | Platforms | Chains | Key model | Physical factor | Fee handling |
|---|---|---|---|---|---|
| WATS Wallet | iOS 15+, Android 9+, Chrome extension | EVM, Solana, TON; no native Bitcoin | Self-custody, recovery phrase | Optional NFC Metal Card: pairs to one phone, tap-to-authenticate, holds no keys | ATS from one BSC balance on EVM; ATS on TON; SOL on Solana |
| Trust Wallet | iOS, Android, browser extension | EVM, Solana, TON, native Bitcoin | Self-custody | None of its own; extension connects Ledger | Native gas, or FlexGas in USDT / USDC / TWT on supported networks |
| Phantom | iOS, Android, browser extension | Solana, Ethereum, Base, Polygon, HyperEVM, native Bitcoin; no TON; no BNB Chain, Arbitrum or Optimism | Self-custody; recovery phrase or Google / Apple sign-in | None of its own; Ledger supported | Native gas; Solana fee from the swapped or sent token, gasless EVM swaps on some networks |
| Coinbase Wallet | iOS, Android, Chrome and Brave extension | EVM networks; Solana and Bitcoin on some wallet types; no TON | Self-custody; recovery phrase, social login or passkey | Passkey smart wallet accepts a hardware security key; extension supports Ledger | Native gas; gasless mode for swaps on Ethereum and Polygon |
| MetaMask | iOS, Android, browser extension | EVM, Solana, Bitcoin, Tron; no TON | Self-custody; optional social-login backup | None of its own; Keystone, Ledger, NGRAVE ZERO on mobile | Native gas, or gas-included transactions on supported networks |
| OKX Wallet | iOS, Android, browser extension | EVM, Solana, TON, native Bitcoin | Self-custody; several key modes including social login | None of its own; Keystone, Ledger, OneKey | Native gas; Gas Station in stablecoins (page lists Solana only) |
| Exodus | iOS, Android, desktop; extension discontinued (support ended 1 October 2026) | EVM, Solana, TON, native Bitcoin | Self-custody | None of its own; Ledger on mobile, Trezor | Native asset of each network |
A physical factor on your phone
WATS Wallet's answer is the WATS NFC Metal Card, a tap-to-authenticate factor for a software wallet. It holds no private keys, carries a unique ID, pairs to exactly one phone on first tap, and once paired adds a tap to authenticate access and confirm signatures in the mobile app. It is optional, uses an NTAG 216 chip and is rated IP68 and MIL-STD-810; see hardware 2FA for crypto wallets.
The other apps here ship no physical security factor of their own; some offer payment cards, which spend funds rather than authenticate you. Several connect third-party hardware wallets instead (see the table), and those devices hold the keys, which is a different job from a tap factor. Coinbase Wallet's passkey smart wallet can use a hardware security key such as a YubiKey as its passkey.
Tangem is also key-storage hardware: its NFC card generates keys inside the chip and signs on tap, a cold-storage design rather than a second factor on top of an app-held key. Because the WATS card holds no keys, losing it does not lose funds; your recovery phrase still restores the wallet.
What happens if you lose your phone
Losing the handset does not lose the funds: they live on the blockchain and the recovery phrase restores the wallet on a new device. With WATS Wallet, restore it in the WATS Wallet app with your recovery phrase. Nobody, WATS included, can recover a lost phrase, so the written phrase is the only backup.
A thief meets biometric unlock first; with a card paired, the tap is required to authenticate access and confirm signatures, and the card alone cannot move funds. If the phone may be compromised, restore into fresh keys and move assets. Full sequence: what happens if you lose your phone with a crypto wallet.
How WATS Wallet fits
WATS Wallet is free for iOS 15+ and Android 9+ (download) and shares the Chrome extension's fee model. Collected ATS is burned from a 100M supply toward a 30M floor (see the ATS fee page), and WATS never holds a key.
It fits if you want EVM, Solana and TON on a phone, a physical tap step and one balance for EVM fees. If you need native Bitcoin, a trading-first app or a longer chain list, a wallet above fits better.
Frequently asked questions
What is the best mobile crypto wallet app in 2026?
It depends on the job. WATS Wallet, made by the team that publishes this comparison, is the one we recommend if you want EVM chains, Solana and TON in one self-custody app, with an optional NFC card tap and one ATS balance for EVM fees. It has Face ID or biometric unlock and push notifications for incoming transfers. On EVM networks every action is charged in ATS via an ERC-4337 paymaster from one ATS balance on BSC instead of native gas; fees on TON are also paid in ATS, while Solana pays its own fee in SOL. The optional NFC Metal Card pairs to exactly one phone and adds a tap to authenticate access or confirm a signature without ever holding keys. WATS Wallet does not support Bitcoin natively; Trust Wallet, OKX Wallet and Exodus add native Bitcoin alongside EVM, Solana and TON, while Phantom, MetaMask and Coinbase Wallet fit other jobs and lack TON.
Which mobile wallet app has a physical security factor?
WATS Wallet pairs its mobile app with an optional NFC Metal Card that works as a physical tap factor: each card has a unique ID, pairs exclusively with one phone on first tap, works only with that phone, and adds a tap to authentication and signature confirmation. It never holds private keys, so losing it does not move funds. The other apps compared here have no physical security factor of their own. MetaMask, OKX Wallet, Exodus, Phantom and Trust Wallet (in its extension) connect third-party hardware wallets such as Ledger, Keystone, OneKey or Trezor, and Coinbase Wallet's passkey smart wallet accepts a hardware security key such as a YubiKey. Tangem is key-storage hardware: its card generates and keeps the keys and signs offline on tap.
What happens to my crypto if I lose my phone?
Nothing moves on its own: the funds are on the blockchain and the phone only holds the keys. Restore the wallet on a new phone with your recovery phrase; in WATS Wallet, restore it in the app with your recovery phrase. A lost phrase cannot be recovered by anyone, WATS included, and a WATS NFC card alone cannot move funds (it holds no keys and works only with its paired phone), so a thief with the card but not the paired phone gets nothing. If the phone may have been compromised, restore into fresh keys and move assets rather than reusing the exposed phrase.